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EchoGateway

Pay only when you get paid.

No setup fee, no monthly fee, no charge for failed payments. A small fee per successful payment, with a cap so large payments stay affordable.

Local payments from

1%

capped at ₦1,000 per payment

Fees by payment option

The fee depends on the route the customer chooses. You decide who pays it: add it to the customer's total, or absorb it so they pay exactly your price.

Payment optionWhat customers can useFee per successful payment
PaystackCards, bank transfer, USSD and bank via Paystack checkout.1.5% + ₦100.00 (cap ₦2,000.00)
Bank Transfer (NET MFB)Pay by transfer from any bank into a one-time NET Microfinance Bank account number (EchoMoney).1% + ₦100.00 (cap ₦1,000.00)

Settlement

Next-day (T+1) by default; instant, same-day or weekly by agreement.

Refunds and disputes

Handled from your dashboard. We help you respond to chargebacks with the payment evidence.

High volume?

Collecting more than ₦100 million a month? Talk to us about custom pricing.